On Deck Introduces Small Business Game Changer With Launch of On Deck Express

NEW YORK, Feb. 22, 2012 /PRNewswire/ -- On Deck (www.ondeckcapital.com) -- the technology platform that connects Main Street directly to capital -- announced today the launch of On Deck Express, the fastest way for small businesses to access up to $25,000 in as fast as 24 hours online.  On Deck Express is also On Deck's most accessible loan yet, serving both Main Street and online businesses that have been open for at least one year.

On Deck Express addresses what millions of local restaurants, retailers, and service businesses need when operating their business – fast access to capital to both take advantage of opportunities and respond to everyday obstacles. Business owners can now exploit time sensitive opportunities to buy discounted inventory, immediately hire new employees to take on larger projects, or quickly replace a critical piece of equipment that their business depends on.

On Deck originally improved small business access to capital through its innovative underwriting platform that created greater efficiencies and accuracies to a historically time intensive process. The introduction of On Deck Express further leverages this proprietary technology to make capital available faster and easier than any other small business finance option on the market. An approval process that often takes weeks or even months with traditional lenders or the Small Business Administration, can now take just minutes, all done entirely online through the On Deck platform.

"Today's uncertain economy creates significant challenges for millions of small businesses and the On Deck platform continues to evolve to best meet these challenges," said Noah Breslow, chief operating officer, On Deck. "On Deck Express allows small business owners to quickly respond to the needs of their day-to-day operations. And our first of its kind online lending process leapfrogs other small business lending options in the market."

Obtaining an On Deck Express loan is fast, simple, and transparent for small business owners. Business owners set up their online profile at www.ondeckcapital.com and immediately get free insights into their credit profile and cash position. The On Deck Express application and approval process is completely automated, and once approved the business owner is empowered to select from available term and loan options that best meet their business needs. From there, On Deck's funding process enables a business owner who is approved Monday morning to have their funds deposited in their account by Tuesday. This is a significant advancement for a process that has historically taken many weeks and required a major investment of time and extensive documentation from business owners.   While many business owners prefer the convenience of an all-online process, business owners can always speak to an On Deck  loan specialist for assistance, and complete the Express application process offline if they choose.

For the companies in need of a higher amount of capital to fund company investments such as launch marketing campaigns, renovate office space or move locations, traditional On Deck loans up to $150,000 are available that can still be funded faster than any other option available today, in up to seven days. To date, On Deck has delivered more than $200M to thousands of small businesses nationwide.

To learn more about On Deck, please visit www.ondeckcapital.com. 

About On Deck

Launched in 2007, On Deck Capital uses data aggregation and electronic payment technology to evaluate the financial health of small businesses and to efficiently deliver capital to a market underserved by traditional bank loans.  Through the On Deck Capital platform, millions of small businesses can obtain affordable loans to meet their daily operating and long term goals.  The company's proprietary platform looks deeper into the health of small businesses, focusing on the overall business performance, rather than the owner's personal credit history.  The On Deck system also provides a critically needed mechanism for commercial institutions to efficiently reach and serve the historically underserved Main Street small businesses market.

On Deck Capital is financed by some of the nation's leading venture capital firms, including SAP Ventures, Contour Venture Partners, First Round Capital, Khosla Ventures, RRE Ventures and Village Ventures. For more information, please visit: www.ondeckcapital.com.

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Perfectly Posh Introduces New Line of Personal Care Products with a Business Opportunity in Direct Sales - PRLog (free press release)

PRLog (Press Release) - Jan 05, 2012 - Perfectly Posh, a new direct sales company launched on October 1, 2011, was pleased to announce a new business opportunity for sales representatives who are interested in venturing to direct selling. Perfectly Posh has already submitted its application for membership with the Direct Selling Association and has been accepted as a pending member of the renowned trade association for direct sellers in the country.

The company specializes in pampering and personal care products; they have a product selection of over 40 different products including; body lotions and creams, lip balms and gloss, bath soaps for men and women, fragrances, massage balms, mood misters, and body butters, among others.

Headquartered in Lehi Utah, Perfectly Posh now has over 400 independent consultants nationwide and is ran by company founders, Andrew McBride, Sterling Chord, Ann Dalton, and Bob Hipple. Interested consultants are welcome to join the company by signing up with an existing Perfectly Posh consultant. Perfectly Posh’s business opportunity is aimed primarily at women, given that majority of direct sellers in the country are female. “We’ve seen a lot of amazing things from women. We know you’re brilliant, resourceful, and so smart.” said Perfectly Posh founders, McBride, Chord, Dalton, and Hipple. “Posh is special because it’s about letting you be passionate about [a] product, inspired to share an opportunity that is easy because you can do it any way you like. Build a business that fits your schedule, comfort-level, and skill set.”

Perfectly Posh starter kits are offered for $99 and come equipped with 19 products and a set of business tools. Products inclusive in the starter kit range from body soaps, lotions, and body creams to fragrances, lip balms and lip-gloss. Business tools in the kit include: 25 catalogs, order forms, and party invitations, 50 business cards and tester stickers, 10 product placards, teambuilding flyers, product flyers, and hostess flyers, and finally 1 posh purse and protégé pin for new consultants.

The Perfectly Posh Business Opportunity employs a pay per rank policy for compensation. Consultants start out with a Protégé status, under which they are eligible for 20% commissions on personal sales. Those who reach $1000 in personal volume can be promoted to Pink status, which gives them 25% commissions on personal sales. Reaching $500 in personal volume per month is necessary to be promoted to Pink Plus 1 rank, which entitles consultants to 26% commissions on personal sales and frontline commissions from one downline representative. Perfectly Posh independent consultants can reach the highest earning potential of 31% when they reach the premier rank; this rate is then retained until Platinum Premier. Moreover, consultants who have a rank of premier and above can earn up to 6% in frontline bonuses when they recruit new members to their team.

Aside from employing a multi-level marketing approach, Perfectly Posh also follows a party-plan system for selling products. Under their hostess rewards system, posh hostesses can earn rewards and discounts for reaching minimum party sales of $200. Hostess rewards are given in the form of credits, which is a percentage of the total party sales. Hostesses can use their credits to purchase Perfectly Posh products. Aside from free credits, hostesses can also get 50% discount on a certain number of items, depending on party sales. Minimum sales of $200 will enable the hostess to purchase an item at half the price off alongside her $25 free credit.  Maximum rewards are $120 in free credits and 6 products at half the price off for hostesses who reach $1000 and above in party sales. Those who are interested in hosting a party can get in touch with  Perfectly Posh consultants to book a date for the party.

Perfectly Posh is expected to become an official member company of the DSA after the 12-month review period has lapsed. The probationary period is imposed on new direct sales companies applying for membership with the DSA to ensure that they uphold the DSA’s code of ethics, protecting the rights of independent consultants, consumers, and companies under the DSA.

The company now currently operates in 48 US states and has also welcomed new consultants from Hawaii and Alaska. The number of perfectly posh consultants is expected to grow in the following year, as more people begin to venture out of corporate jobs and into independent ventures such as in the case of direct selling. Moreover, Perfectly Posh also announced its incentive program to top-performing consultants, which include monetary bonuses and free trips to vacation destinations and training conventions. The company also offers support for consultant websites.

Those who are interested in learning more about this new direct sales company can visit www.perfectlyposh.com. Consumers who are interested in Perfectly Posh products can contact a consultant near their area or visit the site to find a consultant and browse through the catalog.

About DirectSalesAid:

Direct Sales Aid offers information on new and upcoming Direct Sales Companies. Visit http://www.DirectSalesAid.com to find information on anything Direct Sales.

View the original article here

Perfectly Posh Introduces New Line of Personal Care Products with a Business Opportunity in Direct Sales - PRLog (free press release)

PRLog (Press Release) - Jan 05, 2012 - Perfectly Posh, a new direct sales company launched on October 1, 2011, was pleased to announce a new business opportunity for sales representatives who are interested in venturing to direct selling. Perfectly Posh has already submitted its application for membership with the Direct Selling Association and has been accepted as a pending member of the renowned trade association for direct sellers in the country.

The company specializes in pampering and personal care products; they have a product selection of over 40 different products including; body lotions and creams, lip balms and gloss, bath soaps for men and women, fragrances, massage balms, mood misters, and body butters, among others.

Headquartered in Lehi Utah, Perfectly Posh now has over 400 independent consultants nationwide and is ran by company founders, Andrew McBride, Sterling Chord, Ann Dalton, and Bob Hipple. Interested consultants are welcome to join the company by signing up with an existing Perfectly Posh consultant. Perfectly Posh’s business opportunity is aimed primarily at women, given that majority of direct sellers in the country are female. “We’ve seen a lot of amazing things from women. We know you’re brilliant, resourceful, and so smart.” said Perfectly Posh founders, McBride, Chord, Dalton, and Hipple. “Posh is special because it’s about letting you be passionate about [a] product, inspired to share an opportunity that is easy because you can do it any way you like. Build a business that fits your schedule, comfort-level, and skill set.”

Perfectly Posh starter kits are offered for $99 and come equipped with 19 products and a set of business tools. Products inclusive in the starter kit range from body soaps, lotions, and body creams to fragrances, lip balms and lip-gloss. Business tools in the kit include: 25 catalogs, order forms, and party invitations, 50 business cards and tester stickers, 10 product placards, teambuilding flyers, product flyers, and hostess flyers, and finally 1 posh purse and protégé pin for new consultants.

The Perfectly Posh Business Opportunity employs a pay per rank policy for compensation. Consultants start out with a Protégé status, under which they are eligible for 20% commissions on personal sales. Those who reach $1000 in personal volume can be promoted to Pink status, which gives them 25% commissions on personal sales. Reaching $500 in personal volume per month is necessary to be promoted to Pink Plus 1 rank, which entitles consultants to 26% commissions on personal sales and frontline commissions from one downline representative. Perfectly Posh independent consultants can reach the highest earning potential of 31% when they reach the premier rank; this rate is then retained until Platinum Premier. Moreover, consultants who have a rank of premier and above can earn up to 6% in frontline bonuses when they recruit new members to their team.

Aside from employing a multi-level marketing approach, Perfectly Posh also follows a party-plan system for selling products. Under their hostess rewards system, posh hostesses can earn rewards and discounts for reaching minimum party sales of $200. Hostess rewards are given in the form of credits, which is a percentage of the total party sales. Hostesses can use their credits to purchase Perfectly Posh products. Aside from free credits, hostesses can also get 50% discount on a certain number of items, depending on party sales. Minimum sales of $200 will enable the hostess to purchase an item at half the price off alongside her $25 free credit.  Maximum rewards are $120 in free credits and 6 products at half the price off for hostesses who reach $1000 and above in party sales. Those who are interested in hosting a party can get in touch with  Perfectly Posh consultants to book a date for the party.

Perfectly Posh is expected to become an official member company of the DSA after the 12-month review period has lapsed. The probationary period is imposed on new direct sales companies applying for membership with the DSA to ensure that they uphold the DSA’s code of ethics, protecting the rights of independent consultants, consumers, and companies under the DSA.

The company now currently operates in 48 US states and has also welcomed new consultants from Hawaii and Alaska. The number of perfectly posh consultants is expected to grow in the following year, as more people begin to venture out of corporate jobs and into independent ventures such as in the case of direct selling. Moreover, Perfectly Posh also announced its incentive program to top-performing consultants, which include monetary bonuses and free trips to vacation destinations and training conventions. The company also offers support for consultant websites.

Those who are interested in learning more about this new direct sales company can visit www.perfectlyposh.com. Consumers who are interested in Perfectly Posh products can contact a consultant near their area or visit the site to find a consultant and browse through the catalog.

About DirectSalesAid:

Direct Sales Aid offers information on new and upcoming Direct Sales Companies. Visit http://www.DirectSalesAid.com to find information on anything Direct Sales.

View the original article here

Perfectly Posh Introduces New Line of Personal Care Products with a Business Opportunity in Direct Sales - PRLog (free press release)

PRLog (Press Release) - Jan 05, 2012 - Perfectly Posh, a new direct sales company launched on October 1, 2011, was pleased to announce a new business opportunity for sales representatives who are interested in venturing to direct selling. Perfectly Posh has already submitted its application for membership with the Direct Selling Association and has been accepted as a pending member of the renowned trade association for direct sellers in the country.

The company specializes in pampering and personal care products; they have a product selection of over 40 different products including; body lotions and creams, lip balms and gloss, bath soaps for men and women, fragrances, massage balms, mood misters, and body butters, among others.

Headquartered in Lehi Utah, Perfectly Posh now has over 400 independent consultants nationwide and is ran by company founders, Andrew McBride, Sterling Chord, Ann Dalton, and Bob Hipple. Interested consultants are welcome to join the company by signing up with an existing Perfectly Posh consultant. Perfectly Posh’s business opportunity is aimed primarily at women, given that majority of direct sellers in the country are female. “We’ve seen a lot of amazing things from women. We know you’re brilliant, resourceful, and so smart.” said Perfectly Posh founders, McBride, Chord, Dalton, and Hipple. “Posh is special because it’s about letting you be passionate about [a] product, inspired to share an opportunity that is easy because you can do it any way you like. Build a business that fits your schedule, comfort-level, and skill set.”

Perfectly Posh starter kits are offered for $99 and come equipped with 19 products and a set of business tools. Products inclusive in the starter kit range from body soaps, lotions, and body creams to fragrances, lip balms and lip-gloss. Business tools in the kit include: 25 catalogs, order forms, and party invitations, 50 business cards and tester stickers, 10 product placards, teambuilding flyers, product flyers, and hostess flyers, and finally 1 posh purse and protégé pin for new consultants.

The Perfectly Posh Business Opportunity employs a pay per rank policy for compensation. Consultants start out with a Protégé status, under which they are eligible for 20% commissions on personal sales. Those who reach $1000 in personal volume can be promoted to Pink status, which gives them 25% commissions on personal sales. Reaching $500 in personal volume per month is necessary to be promoted to Pink Plus 1 rank, which entitles consultants to 26% commissions on personal sales and frontline commissions from one downline representative. Perfectly Posh independent consultants can reach the highest earning potential of 31% when they reach the premier rank; this rate is then retained until Platinum Premier. Moreover, consultants who have a rank of premier and above can earn up to 6% in frontline bonuses when they recruit new members to their team.

Aside from employing a multi-level marketing approach, Perfectly Posh also follows a party-plan system for selling products. Under their hostess rewards system, posh hostesses can earn rewards and discounts for reaching minimum party sales of $200. Hostess rewards are given in the form of credits, which is a percentage of the total party sales. Hostesses can use their credits to purchase Perfectly Posh products. Aside from free credits, hostesses can also get 50% discount on a certain number of items, depending on party sales. Minimum sales of $200 will enable the hostess to purchase an item at half the price off alongside her $25 free credit.  Maximum rewards are $120 in free credits and 6 products at half the price off for hostesses who reach $1000 and above in party sales. Those who are interested in hosting a party can get in touch with  Perfectly Posh consultants to book a date for the party.

Perfectly Posh is expected to become an official member company of the DSA after the 12-month review period has lapsed. The probationary period is imposed on new direct sales companies applying for membership with the DSA to ensure that they uphold the DSA’s code of ethics, protecting the rights of independent consultants, consumers, and companies under the DSA.

The company now currently operates in 48 US states and has also welcomed new consultants from Hawaii and Alaska. The number of perfectly posh consultants is expected to grow in the following year, as more people begin to venture out of corporate jobs and into independent ventures such as in the case of direct selling. Moreover, Perfectly Posh also announced its incentive program to top-performing consultants, which include monetary bonuses and free trips to vacation destinations and training conventions. The company also offers support for consultant websites.

Those who are interested in learning more about this new direct sales company can visit www.perfectlyposh.com. Consumers who are interested in Perfectly Posh products can contact a consultant near their area or visit the site to find a consultant and browse through the catalog.

About DirectSalesAid:

Direct Sales Aid offers information on new and upcoming Direct Sales Companies. Visit http://www.DirectSalesAid.com to find information on anything Direct Sales.

View the original article here

Perfectly Posh Introduces New Line of Personal Care Products with a Business Opportunity in Direct Sales - PRLog (free press release)

PRLog (Press Release) - Jan 05, 2012 - Perfectly Posh, a new direct sales company launched on October 1, 2011, was pleased to announce a new business opportunity for sales representatives who are interested in venturing to direct selling. Perfectly Posh has already submitted its application for membership with the Direct Selling Association and has been accepted as a pending member of the renowned trade association for direct sellers in the country.

The company specializes in pampering and personal care products; they have a product selection of over 40 different products including; body lotions and creams, lip balms and gloss, bath soaps for men and women, fragrances, massage balms, mood misters, and body butters, among others.

Headquartered in Lehi Utah, Perfectly Posh now has over 400 independent consultants nationwide and is ran by company founders, Andrew McBride, Sterling Chord, Ann Dalton, and Bob Hipple. Interested consultants are welcome to join the company by signing up with an existing Perfectly Posh consultant. Perfectly Posh’s business opportunity is aimed primarily at women, given that majority of direct sellers in the country are female. “We’ve seen a lot of amazing things from women. We know you’re brilliant, resourceful, and so smart.” said Perfectly Posh founders, McBride, Chord, Dalton, and Hipple. “Posh is special because it’s about letting you be passionate about [a] product, inspired to share an opportunity that is easy because you can do it any way you like. Build a business that fits your schedule, comfort-level, and skill set.”

Perfectly Posh starter kits are offered for $99 and come equipped with 19 products and a set of business tools. Products inclusive in the starter kit range from body soaps, lotions, and body creams to fragrances, lip balms and lip-gloss. Business tools in the kit include: 25 catalogs, order forms, and party invitations, 50 business cards and tester stickers, 10 product placards, teambuilding flyers, product flyers, and hostess flyers, and finally 1 posh purse and protégé pin for new consultants.

The Perfectly Posh Business Opportunity employs a pay per rank policy for compensation. Consultants start out with a Protégé status, under which they are eligible for 20% commissions on personal sales. Those who reach $1000 in personal volume can be promoted to Pink status, which gives them 25% commissions on personal sales. Reaching $500 in personal volume per month is necessary to be promoted to Pink Plus 1 rank, which entitles consultants to 26% commissions on personal sales and frontline commissions from one downline representative. Perfectly Posh independent consultants can reach the highest earning potential of 31% when they reach the premier rank; this rate is then retained until Platinum Premier. Moreover, consultants who have a rank of premier and above can earn up to 6% in frontline bonuses when they recruit new members to their team.

Aside from employing a multi-level marketing approach, Perfectly Posh also follows a party-plan system for selling products. Under their hostess rewards system, posh hostesses can earn rewards and discounts for reaching minimum party sales of $200. Hostess rewards are given in the form of credits, which is a percentage of the total party sales. Hostesses can use their credits to purchase Perfectly Posh products. Aside from free credits, hostesses can also get 50% discount on a certain number of items, depending on party sales. Minimum sales of $200 will enable the hostess to purchase an item at half the price off alongside her $25 free credit.  Maximum rewards are $120 in free credits and 6 products at half the price off for hostesses who reach $1000 and above in party sales. Those who are interested in hosting a party can get in touch with  Perfectly Posh consultants to book a date for the party.

Perfectly Posh is expected to become an official member company of the DSA after the 12-month review period has lapsed. The probationary period is imposed on new direct sales companies applying for membership with the DSA to ensure that they uphold the DSA’s code of ethics, protecting the rights of independent consultants, consumers, and companies under the DSA.

The company now currently operates in 48 US states and has also welcomed new consultants from Hawaii and Alaska. The number of perfectly posh consultants is expected to grow in the following year, as more people begin to venture out of corporate jobs and into independent ventures such as in the case of direct selling. Moreover, Perfectly Posh also announced its incentive program to top-performing consultants, which include monetary bonuses and free trips to vacation destinations and training conventions. The company also offers support for consultant websites.

Those who are interested in learning more about this new direct sales company can visit www.perfectlyposh.com. Consumers who are interested in Perfectly Posh products can contact a consultant near their area or visit the site to find a consultant and browse through the catalog.

About DirectSalesAid:

Direct Sales Aid offers information on new and upcoming Direct Sales Companies. Visit http://www.DirectSalesAid.com to find information on anything Direct Sales.

View the original article here

Perfectly Posh Introduces New Line of Personal Care Products with a Business Opportunity in Direct Sales - PRLog (free press release)

PRLog (Press Release) - Jan 05, 2012 - Perfectly Posh, a new direct sales company launched on October 1, 2011, was pleased to announce a new business opportunity for sales representatives who are interested in venturing to direct selling. Perfectly Posh has already submitted its application for membership with the Direct Selling Association and has been accepted as a pending member of the renowned trade association for direct sellers in the country.

The company specializes in pampering and personal care products; they have a product selection of over 40 different products including; body lotions and creams, lip balms and gloss, bath soaps for men and women, fragrances, massage balms, mood misters, and body butters, among others.

Headquartered in Lehi Utah, Perfectly Posh now has over 400 independent consultants nationwide and is ran by company founders, Andrew McBride, Sterling Chord, Ann Dalton, and Bob Hipple. Interested consultants are welcome to join the company by signing up with an existing Perfectly Posh consultant. Perfectly Posh’s business opportunity is aimed primarily at women, given that majority of direct sellers in the country are female. “We’ve seen a lot of amazing things from women. We know you’re brilliant, resourceful, and so smart.” said Perfectly Posh founders, McBride, Chord, Dalton, and Hipple. “Posh is special because it’s about letting you be passionate about [a] product, inspired to share an opportunity that is easy because you can do it any way you like. Build a business that fits your schedule, comfort-level, and skill set.”

Perfectly Posh starter kits are offered for $99 and come equipped with 19 products and a set of business tools. Products inclusive in the starter kit range from body soaps, lotions, and body creams to fragrances, lip balms and lip-gloss. Business tools in the kit include: 25 catalogs, order forms, and party invitations, 50 business cards and tester stickers, 10 product placards, teambuilding flyers, product flyers, and hostess flyers, and finally 1 posh purse and protégé pin for new consultants.

The Perfectly Posh Business Opportunity employs a pay per rank policy for compensation. Consultants start out with a Protégé status, under which they are eligible for 20% commissions on personal sales. Those who reach $1000 in personal volume can be promoted to Pink status, which gives them 25% commissions on personal sales. Reaching $500 in personal volume per month is necessary to be promoted to Pink Plus 1 rank, which entitles consultants to 26% commissions on personal sales and frontline commissions from one downline representative. Perfectly Posh independent consultants can reach the highest earning potential of 31% when they reach the premier rank; this rate is then retained until Platinum Premier. Moreover, consultants who have a rank of premier and above can earn up to 6% in frontline bonuses when they recruit new members to their team.

Aside from employing a multi-level marketing approach, Perfectly Posh also follows a party-plan system for selling products. Under their hostess rewards system, posh hostesses can earn rewards and discounts for reaching minimum party sales of $200. Hostess rewards are given in the form of credits, which is a percentage of the total party sales. Hostesses can use their credits to purchase Perfectly Posh products. Aside from free credits, hostesses can also get 50% discount on a certain number of items, depending on party sales. Minimum sales of $200 will enable the hostess to purchase an item at half the price off alongside her $25 free credit.  Maximum rewards are $120 in free credits and 6 products at half the price off for hostesses who reach $1000 and above in party sales. Those who are interested in hosting a party can get in touch with  Perfectly Posh consultants to book a date for the party.

Perfectly Posh is expected to become an official member company of the DSA after the 12-month review period has lapsed. The probationary period is imposed on new direct sales companies applying for membership with the DSA to ensure that they uphold the DSA’s code of ethics, protecting the rights of independent consultants, consumers, and companies under the DSA.

The company now currently operates in 48 US states and has also welcomed new consultants from Hawaii and Alaska. The number of perfectly posh consultants is expected to grow in the following year, as more people begin to venture out of corporate jobs and into independent ventures such as in the case of direct selling. Moreover, Perfectly Posh also announced its incentive program to top-performing consultants, which include monetary bonuses and free trips to vacation destinations and training conventions. The company also offers support for consultant websites.

Those who are interested in learning more about this new direct sales company can visit www.perfectlyposh.com. Consumers who are interested in Perfectly Posh products can contact a consultant near their area or visit the site to find a consultant and browse through the catalog.

About DirectSalesAid:

Direct Sales Aid offers information on new and upcoming Direct Sales Companies. Visit http://www.DirectSalesAid.com to find information on anything Direct Sales.

View the original article here